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How It Works



How the Program Works:

A lot of people in today's economic world have struggled keeping up on their lifestyles to make those everyday payments. Divorces that lead to non-payments on bills, unexpected medical bills you could not keep up on, mortgages you could not keep up with, job loss, and first time car buyers with no credit history and no co-signers....all of these situations will lead to a dropping credit score. We understand that good people can incur bad credit. We have teamed up with banks that will allow you to purchase a better vehicle than that you would pay cash for. Additionally, we can help you increase your credit score by making on-time payments on your automobile loans, as all our banks report to all major credit bureaus.


High percentage of our vehicles come with a 2 yr/ 24,000 miles warranty. We understand that in hard times the last thing our customers need is a repair bill on their car. Having a warranty on your car will protect your new asset and will help you manage your goal of on-time monthly payments. Which we all know that on-time monthly payments will INCREASE your CREDIT SCORE!!

DOWN PAYMENT: Cash or use your trade-in!!!

Just like "Buy Here Pay Here" lots who require money down, so do we. If you DO NOT have money to put down at the time, we do TAKE YOUR TRADE as money down. So if you have an older car you are looking to get rid of just use that as your DOWN PAYMENT!! Depending on the price of the vehicle, employment history and situation the down payment will vary. We get everyone approved and delivered with MINIMAL money down and get you on the road to success!!

What to do NEXT!!

Fill out a 30 second credit application on our website(will only take you about 2 minutes to complete). If you have a trade-in you can fill that information in on the form or if you have no trade let me know how much of a down payment you have.